Conforming Commercial

all states available

This program is available in your state

Conforming loans are available in all states and require 650 FICO minimum score, the Max LTV depends on the property type; Multi-Use or Special-Use.

Multi-Use Max LTV is 65%, while Special-Use Max LTV is 60%. Check the program below or use our Quick Qualify form to see which loan you qualify for.

 

USE TYPES:
Multi-Use Properties
Special-Use Properties
LOAN LIMITS:
$200,000-$7,000,000
$200,000-$5,000,000
PROPERTY TYPES:
  • COMMERCIAL
  • INDUSTRIAL
  • INDUSTRIAL CONDO
  • WAREHOUSE
  • MIXED RETAIL W/OFFICE
  • MIXED USE COMM/RES
  • OFFICE CONDO
  • OFFICE
  • DENTAL OFFICE
  • MEDICAL OFFICE
  • LIGHT MANU & INDUSTRIAL
  • RETAIL
  • OFFICE
  • AUTO DEALERSHIPS
  • AUTO SERVICE & REPAIR
  • ASSISTED LIVING
  • GROCERY STORES
  • FUNERAL HOMES
  • RESTAURANTS
  • PROPERTIES WITH EXCESS LAND
LOAN TYPES:
PURCHASE, REFI, CASH OUT
PURCHASE, REFI, CASH OUT
MAX LTV’S 65% PURCHASE (NON-SBA, UP TO 90% CLTV)
65% REFINANCE (NON-SBA)
60% CASH OUT REFI (NON-SBA)		 60% PURCHASE (NON-SBA, UP TO 90% CLTV)
60% REFINANCE (NON-SBA)
55% CASH OUT REFI (NON-SBA)
RATES:
FROM 4.38% (REBATES AVAILABLE)
FROM 4.38% (REBATES AVAILABLE)
TERMS: 20 YEARS FULLY AMORTIZED 

25 YEARS FULLY AMORTIZED

 20 YEARS FULLY AMORTIZED 

25 YEARS FULLY AMORTIZED
PROGRAMS:
  • 1 YEAR FIXED
  • 3 YEAR FIXED
  • 5 YEAR FIXED
  • 10 YEAR FIXED
  • QUARTERLY AJUSTABLE
  • 1 YEAR FIXED
  • 3 YEAR FIXED
  • 5 YEAR FIXED
  • QUARTERLY AJUSTABLE
MIN FICO:
650
650