SBA

all states available

This program is available in your state

If you qualify for an SBA loan, you can get higher loan to value, this is a great program for commercial property owners with 51% owner occupancy, which is the primary qualification of SBA. Loans are available in all states and require a 650 FICO (minimum), the Max LTV is 90% for both purchase and refinance. depends on the property type; Multi-Use or Special-Use.

Rates start at 4.38%. Loans amounts vary depending on property type, Multi-Use or Special-Use. Review the chart below to familiarize yourself with the program or use our Quick Qualify form to see which loan you qualify for.

USE TYPES:
Multi-Use Properties
Special-Use Properties
LOAN LIMITS:
$200,000-$7,000,000
$200,000-$5,000,000
PROPERTY TYPES:
  • COMMERCIAL
  • INDUSTRIAL
  • INDUSTRIAL CONDO
  • WAREHOUSE
  • MIXED RETAIL W/OFFICE
  • MIXED USE COMM/RES
  • OFFICE CONDO
  • OFFICE
  • DENTAL OFFICE
  • MEDICAL OFFICE
  • LIGHT MANU & INDUSTRIAL
  • RETAIL
  • OFFICE
  • AUTO DEALERSHIPS
  • AUTO SERVICE & REPAIR
  • ASSISTED LIVING
  • GROCERY STORES
  • FUNERAL HOMES
  • RESTAURANTS
  • PROPERTIES WITH EXCESS LAND
LOAN TYPES:
PURCHASE, REFI, CASH OUT
PURCHASE, REFI, CASH OUT
MAX LTV’S
90% PURCHASE AND REFI
90% PURCHASE AND REFI
RATES:
FROM 4.38% (REBATES AVAILABLE)
FROM 4.38% (REBATES AVAILABLE)
TERMS:
20 YEARS FULLY AMORTIZED 

25 YEARS FULLY AMORTIZED
20 YEARS FULLY AMORTIZED 

25 YEARS FULLY AMORTIZED
PROGRAMS:
  • 1 YEAR FIXED
  • 3 YEAR FIXED
  • 5 YEAR FIXED
  • 10 YEAR FIXED
  • QUARTERLY AJUSTABLE
  • 1 YEAR FIXED
  • 3 YEAR FIXED
  • 5 YEAR FIXED
  • QUARTERLY AJUSTABLE
MIN FICO:
650
650